Connects people with affordable checking, savings, credit and financial education opportunities. Provides alternatives to paying exorbitant fees and interest for financial services. Helps people open checking and savings accounts who currently don't have them.   Program features a low opening deposit requirement, no monthly minimum balance, no (or low) monthly minimum fee, free ATM or debit card, savings account, direct deposit, online banking (if available) and programs that encourage savings.   Participating institutions will:   -  Accept Mexican Matricula Consular card as primary ID and will accept an ITIN in lieu of a Social Security number.   -  Open accounts for people on ChexSystems if the activity is more than six months old, except for internal fraud or restitution policies. Some banks will open accounts for people on ChexSystems with activity present within the last six months, on a case-by-case basis.   -  Waive one set of NSF/OD fees annually and offer an additional feature or service to help customers avoid NSF/OD.   -  Refer customers to financial education.   The following is a sample list of banks and credit unions participating in the program: Banner Bank BECU Cathay Bank Chase Columbia Bank Express Credit Union HomeStreet Bank KeyBank Union Bank Wells Fargo