Provides legal information/advice, assistance and representation for low and moderate income homeowners threatened with foreclosure of their primary residence. Assists with judicial and non-judicial foreclosures.    May provide assistance with: -  Loan modifications (RMA assistance and negotiation with mortgage lender) -  Mediation, which may include referrals and representation -  Litigation

Provides information for Washington residents about homeownership, buying a home, foreclosure prevention, refinancing and avoiding homeownership scams and fraud. Provides links to homeownership preparedness courses, counselors and more. Printed materials also available for download or to order online.

Provides comprehensive rental and ownership housing counseling services, certified by the Department of Housing and Urban Development (HUD). Counseling services address topics of delinquency and landlord/tenant mediation; and financial planning and pre-purchase. Also provides general information about HUD-subsidized programs, insurance and fair housing. Additionally, offers a foreclosure prevention program that combines mortgage, reverse mortgage and pre-foreclosure counseling, stabilization loans and repayment plans, to help low-income families in danger of losing their homes. Rather than being forced into a sale by the mortgage holder and thus forfeiting their equity, program offers borrowers two alternative options: avoiding default by working through a repayment plan to stay in their home, or gaining enough time to sell their homes on their own terms. Provides foreclosure mediation services as part of the Foreclosure Fairness Program.

Chinese Information and Service Center, Asian Bar Association of Washington, and Asian Counseling and Referral Service partner with the King County Bar Association to provide a free legal clinic. Pro bono attorneys work with staff and volunteer interpreters to give consultation and legal advice around family law, immigration law, landlord-tenant disputes, employment law, and other areas. As of 9/2024, most consults are virtual but in-person appointments may be available if needed (more information provided to clients during intake phone call). Call (206) 957-8544 for an appointment. Appointments are typically Tuesdays, 5:30-7:30 PM. International District Legal Clinic Chinese Information and Services Center 611 S Lane St. Seattle, WA 98144

Hosts a legal clinic specifically designed to address the needs of lesbian, gay, bisexual, and transgender individuals and couples. This clinic is run by QLaw Foundation in partnership with the King County Bar Association. The clinic is open to everyone regardless of sexual orientation or gender identity. At the clinic, an attorney will meet with clients for 30 minutes and provide individualized legal advice and information. Clinic attorneys will answer questions and provide information in a variety of areas including family law, immigration, debt and bankruptcy, divorce/dissolution, employment discrimination, and transgender legal issues.

Provides home ownership services to help people better afford and keep a home of their own. Program offers homebuyer counseling and down payment assistance to people with disabilities. Also offers foreclosure prevention counseling to struggling homeowners with or without disabilities. Counselors look over the documents, help the homeowners understand their options and talk to the lenders to try and work out payment arrangements.

Operates legal clinics providing free 30 minute consultations with an attorney at multiple locations across King County. As of 9/2024, most clinics are telephonic, but there may be limited in-person availability in Seattle and Kent. Details will be provided to clients during intake screening. Clinic attorneys can: - Determine whether the client has a legal problem - Suggest possible options - Help answer papers, summons and requests - Provide appropriate referrals Neighborhood Legal Clinic attorneys may not have expertise in all areas of the law, but they will make every attempt to answer questions accurately. Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters.

Operates a legal clinic providing a free 30-minute consultation with an attorney (60 minutes if an interpreter or other accommodation is needed) Clinic is open to all, but particular focus is on providing culturally-informed legal services in a safe and welcoming environment to individuals who identify as African American or Black. This clinic is staffed primarily by attorneys of color. Clinic attorneys can: -  Determine whether the client has a legal problem -  Suggest possible options -  Help answer papers, summons and requests -  Provide appropriate referrals   Neighborhood Legal Clinic attorneys may not have expertise in all areas of the law, but they will make every attempt to answer questions accurately. Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters.

Operates legal clinics providing free 30 minute consultations with an attorney. Focus is on Korean and Korean-speaking clients. Clinic attorneys can: -  Determine whether the client has a legal problem -  Suggest possible options -  Help answer papers, summons and requests -  Provide appropriate referrals   Neighborhood legal clinic attorneys may not have expertise in all areas of the law, but they will make every attempt to answer questions accurately. Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters.

Provides general information about Federal Housing Authority (FHA)-insured mortgages, which usually offer loans with lower interest rates and down-payments than standard mortgages. Monitors appraisals and specifications that must be met in order for a house to be eligible for purchase with an FHA-insured mortgage. Also offers assistance to homeowners with existing FHA-insured mortgages, by providing information and referrals to local HUD-approved housing counseling agencies. Counseling and information covers issues of mortgage delinquency, escrow account analysis, recertification, home repair and energy conservation.

Services are provided by trained professional mediators who volunteer their time. Services include: - Face-to-face mediation - Conflict coaching for problems - Some simple negotiation over the telephone TYPES OF PROBLEMS THE CENTER WILL HANDLE: - Neighborhood problems (noise, pets, parking, lawn & garden, property line problems and other nuisances) - Landlord-tenant issues (deposits, repairs, damages, eviction prevention due to COVID, etc. ) - Real estate or personal property - Foreclosure mediation - Business consumer problems (faulty merchandise, refunds, exchanges, etc. ) - Employer/employee grievances - School problems involving faculty or administration, students or parents - Family issues such as problems related to divorce and parenting plans - Other domestic problems not involving violence, restraining orders, or other factors that require professional intervention or assistance. TYPES OF PROBLEMS NOT HANDLED: - Any problem requiring legal assistance, such as filing lawsuits, criminal defenses, will preparation, etc. - Issues involving drug/alcohol abuse, domestic violence, abuse to children, or issues where one or more parties fears abuse - Problems where a party cannot speak adequately on their own behalf, although can work with clients who have a case manager. All clients must be able to keep agreements made

Provides free 45-minute to 1-hour appointments with an attorney for advice on civil legal issues such as: consumer, finance/debt, employment, housing, benefits. Appointments are required. Clinics are currently telephonic. Attorneys at the clinic are not able to provide representation.

Provides free civil legal services for youth and young adults between ages 12-24 who are experiencing homelessness or housing instability.

Provides confidential, free mortgage counseling sessions to help homeowners facing foreclosure understand their options. Counselors discuss available options for curing a client's delinquent home loan and creating an action plan for successful home ownership.    Assists with multiple issues including:   -  Short sales -  Modifications -  Repayment plans -  Deed-in-lieu of foreclosure -  Forbearance   -  Bankruptcy

InCharge Debt Solutions is a national non-profit credit counseling agency offering confidential budget counseling, debt management, housing counseling, bankruptcy counseling and financial education programs to consumers, including military personnel serving overseas.

Provides legal information and advice for the following issues depending on attorney availability:   -  Auto accidents - Birth injuries -  Consumer law - Criminal defense -  Family law -  Finance -  Immigration -  Landlord-tenant law -  Medical negligence -  Personal injury -  Property law -  Worker's rights/wage claims

Operates legal clinics providing free 30 minute consultations with an attorney on debt and bankruptcy issues. Volunteer bankruptcy lawyers meet individually with debtor clients who are considering or have already applied for bankruptcy as well as those who need assistance with other debt issues. Assists Chapter 7 and Chapter 13 litigants. Clinic attorneys can: - Determine whether the client has a legal problem - Suggest possible options - Help answer papers, summons and requests - Provide appropriate referrals Clinic attorneys are specialized in areas of debt and bankruptcy law. Attorneys CANNOT give advice on criminal legal issues or provide representation on any legal matters. To apply for an appointment: Fill out the online Client Intake Form on website. Those who cannot use the client intake form may call and leave a message with name, phone number, and a brief description of their legal issue.